Reader questions senior driver course insurance discount

Dear Street Smarts, Q: My question is whether the California law regarding insurers to grant a discount on car insurance for three years when seniors take the AARP 'Safe Driver' two day class also applies to insurance companies based out of state. Our auto insurance is through USAA, which I believe is based in Texas. When I phoned to present the certificate I had earned through this class, I was told they only honor it to drivers over the age of 55, not at age 50 as described in the Santa Cruz Sentinel. I tried to web search the actual law and could not find enough details. Any advice? Thank you, Cathy Stevens via email A: I have attended AARP classes and the instructors explained that the discount is an option for insurance companies. Participants were told to check with their insurance company regarding the discount. Looking at the AARP website, it does say that insurance companies "may offer" a discount for folks 55 and up: http://www.aarp.org/giving-back/volunteering/info-10-2011/senior-driver-safety-course-pays-off-ca.html. Meeting regarding widening Highway 1/9 intersection Monday, June 30 Caltrans is hosting a public forum tonight regarding a proposal to widen the intersection of Highway 1 and Highway 9 to help bikes and cars more efficiently move through the area. The meeting will be 5:30-7:30 p.m. at the Santa Cruz Central Public Library's Community Room, at 224 Church St., Santa Cruz. Read the full proposal at the Santa Cruz Central Library or online at http://www.dot.ca.gov/dist05/projects/scr_route1_9/index.htm or at http://www.cityofsantacruz.com/index.aspx?recordid=1552&page=36under “Latest News.” Written public comment will be taken until Friday, July 11. Address them to Matt Fowler, Senior Environmental Planner, California Department of Transportation, 50 Higuera Street, San Luis Obispo, CA. 93401 or email to Matt.C.Fowler@dot.ca.gov. Overnight bridge work continues in Capitola Nighttime work to replace the joint seals on the Soquel Creek Bridge along Highway 1 between Bay and 41st avenues in Capitola will continue this week. That means the on and off ramps at those streets will be closed 8:30 p.m. and 5 a.m. Expect travel delays of up to 10 minutes. Drivers should try 41st Ave, Soquel Drive and Porter Street as a detour and remember to slow down and move over when traveling through highway work zones. Stay abreast of Caltrans District 5 projects by calling 1-877-448-6771 or visiting http://www.dot.ca.gov/dist05/paffairs/release.htm#mon.
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